1. Budget for Time Off.

It’s pretty simple, really. Decide how many weeks of vacation you want to take this year, say six. Subtract the weeks of vacation from 52, which tells you how many weeks are available for generating income, in this case 46. Figure out how much money you need to gross, including vacation expenses, say $100,000. Divide $100,000 by 46 and you know you need to gross $2,174 per week.

This scheme may sound simplistic, but if you focus on your goal, you’ll be on your way to a guilt-free six weeks of vacation. No need to send me a thank-you note; one of those "wish you were here" postcards will do.

Different shoes make you feel differently. That's why women need so many of them. We like variety. We are still playing dress-up.

He said, "I've always wanted to dirty up a classy woman like you."